Let Nolting Appraisal Service handle your appraisal

To a lot of us, an appraisal is simply one more thing in the long list of items for a home sale or refinance. Almost all lenders still want a local expert because the stakes are very high, even though there are a budding number of automated home valuation methods that might seem more cost-effective than an appraisal. You might believe that getting a mortgage is the only basis for getting an appraisal, but there are more times when the services of a certified, independent real estate professional might be helpful.


	If you're planning on any transaction where the value of your home is a factor, you should contact Nolting Appraisal Service. Just click here.

Challenge your tax assessment in Winnebago County

If you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Nolting Appraisal Service is your best evidence when building your case. At Nolting Appraisal Service, we're equipped to assist you in disputing your tax assessment.

Let Nolting Appraisal Service help you lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance plan that many lenders ask buyers to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the real estate. This extra payment is often folded into the monthly mortgage payment and is quickly forgotten. PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to dismiss the PMI payments when the balance is paid down to 78% of the original value.

Nolting Appraisal Service can produce a statement regarding the value of your home, and the expense of the home valuation can generally be regained in a short amount of time because you'll no longer be paying the PMI.

An appraisal from Nolting Appraisal Service will help you settle a divorce with less stress

A divorce is often complicated by the hard decision of who gets the property, and it can be a very heartbreaking occurrence for both parties. Regardless of the circumstances, it's prudent to get an appraisal from Nolting Appraisal Service so both parties are fully aware of the true market value of their property.

If the parties want to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Accurate and fair estate liquidation

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.

Most Americans don't have dedicated estate planners or executors to manage these affairs, unlike wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received an honest deal.

Relocating to or from Winnebago County

Employee relocation is a stressful event. We know where you're coming from! That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. During our intensive process, we encourage relocating employees to provide remarks on the positive attributes of their property, along with information regarding any new sales or listings in their neighborhood that they want considered.

Selling your home quickly at the right price

A professional appraisal can help you make a better educated decision when determining your selling price, whether you choose to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. The price we charge isn't related to the sales price, but rather they are calculated on our efforts to complete the appraisal.

On a daily basis, we analyze the difference in value things like an extra bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties are one the market.